of Service Effective Date: May 10, 2026 1. Agreement to Terms By accessing ian-berg.com (the "Site"), you agree to abide by these Terms of Service and to comply with all applicable laws and regulations. If you do not agree with these terms, you are prohibited from using or accessing this Site. 2. Intellectual Property The content, layout, design, and graphics on ian-berg.com are owned by or licensed to the site owner. You may view and print pages for personal, non-commercial use, but you may not republish, sell, or exploit material from this Site without express written consent. 3. User Restrictions You agree to use the Site only for lawful purposes. You are prohibited from: Using the Site in any way that causes damage or impairment of Site availability. Conducting any systematic or automated data collection (scraping, data mining). Using the Site to transmit or send unsolicited commercial communications. 4. Third-Party Advertisements & Links This Site may display advertisements (such as Google AdSense) and links to external websites. Advertisers: Interactions with advertisers found on this Site are solely between you and the third party. External Links: We do not monitor or review the content of third-party websites. We are not responsible for the practices or content of these sites. 5. Disclaimer The materials on ian-berg.com are provided on an "as is" basis. The site owner makes no warranties, expressed or implied, and hereby disclaims all other warranties including, without limitation, implied warranties of merchantability or fitness for a particular purpose. 6. Limitations of Liability In no event shall the owner of ian-berg.com be liable for any damages (including, without limitation, damages for loss of data or profit) arising out of the use or inability to use the materials on the Site, even if notified of the possibility of such damage. 7. Governing Law These terms and conditions are governed by and construed in accordance with the laws of your jurisdiction, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location. 8. Changes to Terms The site owner reserves the right to revise these Terms of Service at any time without notice. By using this Site, you agree to be bound by the current version of these terms. 9. Contact If you have any questions regarding these terms, please contact the site owner via the contact methods provided on the Site.